January 22nd, 2019 by Marketing in Suppliers

At iflourish we’ve really enjoyed working with the vibrant franchise sector in recent years. Our work in franchising started when Puddle Ducks chose us and our e-learning product, Course Builder, to start putting their training online. Since then, we’ve teamed up with more franchise clients and we’d love to work with more.


Rather than us describing the benefits of Course Builder and a working relationship with iflourish, we thought it would be better if you heard it directly from Puddle Ducks in the following short video clips.


Video 1 – How has e-learning helped you grow Puddle Ducks? (1:43 mins)

How can e-learning help you protect your franchise brand?

Consistency of message and compliance with your methods is essential to protecting your brand.


Video 2 – How has e-learning helped you protect the Puddle Ducks brand? (1:31 mins)

What is the customer support and service like?

The decision to take on a new supplier is always a difficult one. Will the after-sales support match up to the promises made when you are deciding who to choose?


Video 3 – What is the customer support like from iflourish? (1:17 mins)

Want to know more?

You can find out more about Course Builder in the short video below.



If you’d like to talk please contact Frankie O’Brien at frankie@iflourish.co.uk or on 07850 059 075.

January 9th, 2019 by Marketing in Suppliers

LandZ Logo - Full Colour (002) - Copy

The card payments space is continuously changing, with new technology, improved security and customer experience innovations all impacting the way customers make payments. But what changes do we foresee for the year ahead?


Generation Z


Generation Z, which is used to describe those born at the dawn of the century, has already started to change the payment ecosystem. A recent study by Accenture, Driving the future of payments, has shed some light on just how different this generation is, even from millennials.


One of the hallmarks of Generation Z’s financial identity is the use of digital wallets on their smartphones, a tool that completely removes the need for physical cards. According to Juniper Research, 1.6 billion consumers already use digital wallets, and this figure will grow to more than 2 billion in 2019. Contactless payments will also continue to grow over the next year.


Rather than presenting a challenge, these new payment behaviours can potentially help to solve one of the most enduring problems many businesses currently face: a lack of cash flow. By accepting these instant payment types, firms can improve the speed and regularity of cash coming into the business and boost their ability to invest in growth.




Given the level of innovation and the number of new products and services in the ‘digital’ payments space, security professionals are having to work hard to keep up. Fraudsters are becoming increasingly sophisticated, so security frameworks must evolve, adapt and deliver too.


One security innovation that we expect to see more of in 2019 is the use of geolocation data to compare the location of a device that‘s being used to complete a transaction with the stated location of the cardholder. A number of providers are also expected to introduce acoustic analysis into their call centre interactions. That will analyse background noise during inbound calls to try and determine the true location of a caller.


Another security measure we expect to see much more of in 2019 is a process called ‘tokenisation’, which replaces payment card data with secure, randomly generated tokens. There will also be an increased reliance on biometric authentication in place of the static passwords many providers currently rely on.


Even with the most secure payment system, providers still have to make sure all the information they hold is confidential and discrete. At London & Zurich, security is our number one priority. We segregate service user numbers (SUNs) and funds to make sure your business is doubly protected from any unauthorised access, and our services come with several other security measures to ensure your payments are in safe hands.


Enhanced customer experiences and rewards


With the card payment industry becoming increasingly competitive, customer experience has started to become the primary differentiator. There are clear signs that payments have moved beyond the transaction and now customers are ready for more. Accenture’s survey found that 70% of millennial and generation Z consumers are interested in receiving payment advice and expense management services that’ll give them a better understanding of their personal spending.


In recent years, there has also been a dramatic rise in the value of rewards being given to consumers. As an example, company data from one firm revealed that marketing and reward costs had more than doubled between 2008 to 2016, from 9% to 20% of revenue.


In 2019, consumers will expect more rewards than ever before. Firms are now exploring ways to broaden the relevance and reach of rewards to steal customers away from their rivals. This will lead to the introduction of more experience-based rewards that reflect consumers’ lifestyles and are delivered in real time.


Technological developments


Alternative payments, wearables and connected e-commerce have been growing significantly over the past couple of years and this is a trend we expect to continue in 2019. A survey of banking industry professionals found that two-thirds believe wearable payment technology will be the next big innovation, with an increase in functionality and a reduction in price expected to drive up sales over the next year.


Another area where we expect to see significant growth is in voice purchases. Voice assistants have become an important part of many households; more and more people have standalone, voice-activated speakers such as Amazon Echo, while most modern smartphones now feature a voice assistant of some kind. As a result, we expect to see a dramatic increase in the number of people who use this technology to make purchases on a daily basis.


In the UK, independent white label payment gateway provider Cardstream has partnered with Mastercard, giving customers access to Mastercard’s latest digital payment innovations, the Secure Remote Commerce (SRC)-ready Masterpass V7 wallet and ‘Pay by Bank app’. The app will allow customers to securely pay for goods and services online using their banking app, streamlining the payment process for customers and retailers alike.


Tomorrow’s payment solution, today


It looks like an exciting year for card payments, and London & Zurich will continue to be one of the driving forces in the industry. Read more about our card payment services or get in touch to find out how we can help boost your sales and cash flow in 2019.

December 21st, 2018 by Marketing in Suppliers


Is a cashless society in everyone’s interest? Or should companies continue to offer the best of both worlds with card payments and cash both welcomed with a smile? David Wright, Suresite’s card services manager, weighs up the pros and cons.


According to the UK Card Association, payment card transactions grew to a record 1.4 billion in April 2017.


In the same month, the number of contactless purchases accounted for 30% of total payments, up from 16% the previous year. And an estimated 3.4m people now hardly use cash at all.


Does this mean cash is over? After all, when was the last time you dug around in your pocket of purse for loose change for anything beyond a Big Issue? In fact a Big Issue seller made headlines back in February when his purchase of a card reader led to the sale of an additional 200 copies a week. Even some enterprising buskers have realised the benefits of linking PayPal accounts to QR codes to deal with the decline in readily available cash. Government figures predict that by 2026 cash payments will account for less than a quarter of all UK financial transactions. Sweden is fast becoming the world’s first cashless society, with not one high street bank in its capital handling cash any more and only a quarter of Swedes claiming to use cash even once a week.


But there are downsides to going cashless, mostly for people in need. The Institute of Fundraising found that 70% of charities had seen a fall in cash donations over the last three years. For people who don’t have a bank account, cashless donations can actually cost them money. There are also concerns starting to emerge in Sweden that the increasingly cashless society is harmful to its older population.


However, the main arguments for businesses to go cashless are highly persuasive. Cashless donations are now available in more than 16,000 UK churches, cathedrals and religious sites in response to churchgoers carrying less money and after a trial proved successful.


Cashless companies can be more efficient, cutting down on back-office time and reducing security risks. You’re likely to be less of a robbery target and the hand in the till will be a concern of the past. Going cashless can also simplify business operations, streamlining accounting and inventory control, making it easier to monitor outgoings, offering greater transparency and reducing human error. There’s no more waiting for deposits to clear or having to add in large amounts of cash sitting in a bank somewhere.


Cashless working can also give your business greater flexibility, allowing you to make the most of pop-up opportunities, festival appearances and trade fairs.


Though studies show that people spend less time in store when making payments by card, card payments provide a useful source of data, allowing us to understand customers deeper and better provide them the service they want.


Cashless transactions can be processed faster, cutting queuing time and potentially increasing sales. Card payment solutions are easier and cheaper than ever before and the range of payments options available to retailers of all sizes is increasing, whether you want a simple convenience store bank card terminal or a bespoke payments service.


But if you decide to go cashless, it’s important to understand the payment habits of your customers. Can you afford to potentially lose a whole swathe of loyal customers who might come straight from the Post Office? Do you have many customers with no bank accounts?


Though British consumers have shown that they favour the convenience that comes with paying by card, it might be some time before the UK goes completely cashless. Brits don’t accept change easily and, while millennials are more than comfortable with the idea of a cashless society, many older people still like the security that handling coins and notes brings. And while you might sleep better at night knowing you don’t have the day’s takings in a wooden box, cybersecurity is a very real threat and should not be underestimated in your journey to running a cashless company.


Please don’t hesitate to get in touch if you would like a free cost comparison, or if you need any information/clarification relating to card payment processing.

December 18th, 2018 by Marketing in Suppliers

When you think about the training involved in onboarding your new franchisees do you think of the image on the right? You care about your business passionately and it’s taken you many years to build it up. But you know in your heart that going through all of those important processes and policies can be, well, just a bit tiresome when you’ve done it for the nth time.


It’s not that you don’t think that the onboarding training is important. You know it’s essential. But it can be repetitive and if the franchises that we work with are anything to go by, then you worry that not enough of the information conveyed in your onboarding training is retained by your new franchisees.


And if you look at it from the point of the new franchisee, then you might realise that it can seem to them something a bit like the image below.



Joining your franchise network is an exciting time for them. They have made a positive decision and they’re looking forward to their journey with you. But it can also feel like they’re being overloaded with information just as they’re embarking. Let’s face it, we all find it tough to retain everything in these circumstances.

There’s got to be a better way, right?

Most of what is described above is carried out in face-to-face training when your new franchisee joins. Face-to-face sessions are a great way to build rapport, confidence and inspire new franchisees about your brand. So that’s exactly what they should be used for. Much of the detail about your processes and operations can be delivered online allowing franchisees to digest it in their own time and at their own pace. And crucially, they can dip into it when they’re most likely for it to embed, e.g. trying out a new process. They can also return to it to refresh whenever they need to.

But how do I know that it’s working?

By using our online learning platform, Course Builder, branded for your franchise, you can create, publish and track everyone’s learning easily, rewarding them with points and personalised certificates. You can use questions to test understanding and get feedback from franchisees using the survey tool.

With the right preparation the outcome of the onboarding experience can look more like this! For both of you!


For advice about how we can help you with getting your onboarding training online please contact Frankie at iflourish at frankie@iflourish.co.uk.


Image credits: Pixabay

December 13th, 2018 by Marketing in Suppliers

transmission logo


As we come to the end of 2019 it’s time to look back at what we’ve learnt and what we expect to see over the next twelve months. So, we’ve harpooned our Strategy Director as he heads back towards the festive buffet for a third helping and got him to look at what he expects everyone to be talking about in 2019.


Content is everything


The rise of content marketing has been pretty meteorical over the past few years but it’s about to eclipse everything. That’s not to say that everything else will fall by the way side, but it’s a shift in thinking. Content marketing isn’t something that lives in its own little world on your website or social media channels. Content is everything from you that your viewers consume. This is everything from your TV ad to your funny little video you just made to wish your customers a merry Christmas.


This is where content marketing grows up. By thinking of it as a whole, marketers will naturally become more joined up in their thinking and start to deliver content in the same way that consumers consume.


Video will be expected


All of the major social video platforms and even the mighty Google are now prioritising video content. Potential customers are viewing more and are expecting more. The science backs it up showing that people retain more information from video compared to text and not just by a little either. People retain 10% of information if they read it online, but 95% if they watch an online video.


As video content has become the norm, consumers are expecting it and often seeking it out. This gives us an engaged customer hungry to hear from you in video format. We don’t want to leave them hanging.


Content will split along production lines


In its crudest form, producing video content can be done on your smartphone. You can be live to millions at the touch of a button. Yet, at the same time people are spending more and more money on the quality of their productions (just look at Red Bull). In the coming years, this will become the dividing line. You’ll have prepared content that is rich and lush and you’ll have “scrappy” content (I hate that term, but it is useful) which will be live, unscripted and raw.


And yes, there will be a divide on the quality of these productions but they will still be joined up. Don’t let the freeform nature of the rawer content fool you in to thinking it’s all as fresh and instant as it looks.


Influencers will influence


The impact of channels that empower users to generate their own content such as YouTube and Instagram has created celebrities in their own right. This is great as they have filled a niche and reached a new generation. Marketers have been tapping in to these with an ever-increasing budget to use their products in their videos etc. and this will only increase.


However, these influencers will need to get more savvy. Sponsored posts are becoming as annoying as pop-ups and interstitials. A lot of these influencers have no marketing background so if you want to use them to promote your product, you’re going to have to influence the influencer and strike that perfect balance between your brand and theirs.


A great way to do this is to get involved and produce bespoke content together. They will probably charge more for this, but if it’s the difference between the content working for you and it being one of their least watched videos ever, it’s worth the investment.


We’re all individuals (I’m not)


Content marketing has grown quickly and with so many people trying to create content for the sake of it, there’s a lot of copy-catting going on. This is understandable in any emerging channel but with content marketing starting to mature, we’ll begin to see much more sophisticated strategies coming in to play.


With content marketing, and with a particular thought towards video content marketing, there are so many levers to pull, so many iterations that you could have, the only way forward is to make it all tailored. What works for your competitors won’t work for you, the video with a skateboarding cat that got loads of views won’t do so again and particularly if you put a logo on it. It’s important that brands start to think of themselves first rather than just what’s trending.


Overall, 2019 is going to be a huge year for those that take video content by the horns. If you’d like to discuss how you could make the most of the opportunity ahead, we’d be more than happy to put the kettle on. Drop us a line via office@wearetransmission.com

December 4th, 2018 by Marketing in Suppliers

ActionCOACH logo clear


Richard Branson said: “Clients do not come first, employees come first. Take care of employees and they will take care of your clients”


Basically, if you take care of your employees, they’re much more likely to make sure the company is producing more profit. There’s not just a magic spell for happy employees, so here are some tips to keeping your workers happy.


#1 Purposeful Leadership


Negative management will contribute to negative atmosphere. Always be positive and motivated, if you walk into the office in a bad headspace, the whole office is going to feel it. As a leader, it’s vital to be aware of the energy you’re bringing into the room.


It’s easy to forget your staff are giving up a lot of their time to work for you. Even though they’re getting paid, a little appreciation goes a long way. Feeling appreciated is one of the best feelings for an employee at work.


If you have a hard worker who is always hitting target, let them know they’ve done a good job. Try a reward scheme for those who have gone the extra mile. Positive reinforcement is a highly successful technique for motivating your employees.


Be the leader you would want to follow.


#2 Be Passionate & Create a Common Goal


You started this business. No one is going to be excited about it unless you are! Share your vision for the future with your team. Make sure they know you have a plan for them within that vision.


Having a common goal pulls everyone in the same direction.


If you come into the office excited about the future, it will be infectious.


#3 Rules of the Game


Consistency is key to a successful workplace. If you say you’re going to do something, do it.


It’s also important when it comes to the rules. Treat every employee the same. This is enforced by a clear set of rules your entire company have to follow. It is great to have flexibility and for your team to feel empowered to make their own decisions but be clear on the framework within which they can do this, so you build a clear and consistent delivery to the end customer.


#4 Coaching and feedback.


Regular coaching and feedback can give someone a clear path of progression. Ensure each of your team has a clear action plan of what they need to do to grow and develop within the business.


You will also be able to praise them for what they’ve achieved and provide constructive criticism in the need to improve. An employee with clear and precise instruction will be more productive and feel like they have purpose.


It helps to connect employees to the company’s vision and values. If you’re working towards the same goals, it will create a positive atmosphere full of people who are on the same mission.


#5 Support Risk Taking


Within the framework and rules of the game of course but encourage and nurture a culture within the business that supports people trying new things. A fear of failure, or worse, a fear of ridicule will not encourage innovation and development of your business.


The best ideas will come from within the team, encourage them to come forward with ideas and try new things, if you don’t get things wrong then you are not trying enough things!


#6 100% Involvement & Inclusion


It’s easy to forget your staff are giving up a lot of their time to work for you. Even though they’re getting paid, a little appreciation goes a long way. Feeling appreciated is one of the best feelings for an employee at work.


If you have a hard worker who is always hitting target, let them know they’ve done a good job. Try a reward scheme for those who have gone the extra mile. Positive reinforcement is a highly successful technique for motivating your employees. Everybody likes a treat, especially when it’s a reward for the hard work they’ve done


Make sure this extends to all of your team – sometimes it is easy to focus on the customer facing team as they have achieved a great sale – include everyone in your appreciation.


This list is by no means exhaustive! If you want your company to run smoothly, you have to make sure the entire system is healthy. At the heart of every company is the employees. A happy, focused and engaged workforce is a productive workforce.


Action; our key challenge for you this month is this;


Take a long hard look at yourself in the mirror. Are you the leader / manager you would want to work for? If your team is not performing exactly as you want, maybe that starts with you!


To get in touch to talk through how ActionCOACH can help you not only grow your business, but reach your goals too email us on ukpartners@actioncoach.com

November 28th, 2018 by Marketing in Suppliers



London & Zurich want to enable SMEs and franchises to function and thrive. As a Direct Debit and card payment provider, London & Zurich use economy of scale to minimise key costs while providing a cutting-edge service.


Whether you are the franchisor collecting your monthly royalty fees or marketing funds, or the franchisee collecting client fees, customer payments or sales revenue, London & Zurich’s card payment and Direct Debit facilities will bring faster, easier collections and improved cash flow to your business.


How London & Zurich will work with you


As a franchised business, trading under the franchisor’s brand name, London & Zurich are able to treat you as being one sub-section of a larger, established company. To you, this means no set-up costs, low monthly admin fees, very competitive SUN rates, and you would just pay us for the transactions you put through. Our aim is to help small businesses and franchises to function and expand.


As a franchisor, using Direct Debits will mean your payments from franchised outlets will be regular, correct and on time. Our online portal and central reporting suite will give you all the tools you need to monitor and analyse all payment data, and thus inform decisions around the franchise’s business and marketing strategy.


You may also, as a franchised legal or accountancy practice for example, have interest in helping your clients to upgrade their customer payment collection processes. Speak to us about our partnership scheme, where we find ways to help us help each other, enabling greater customer service all round and improved retention at both levels.

November 23rd, 2018 by Marketing in Suppliers

transmission logo


For several years now Content Marketing has been the fastest growing part of the marketing budget and Video Content Marketing the largest slice of that. As the industry has developed, the tools at the marketeers disposal have become sharper and more powerful.



This plethora of opportunity can be confusing and, for many big brands, ends up in a bit of a jumbled mess. With all this going on we need to make sure we don’t lose sight of is the original reason we wanted to use video content in the first place – to increase sales.



Whether you’re increasing awareness or driving conversion, it’s all about increasing the bottom line. Whether that’s sign ups, unit sales or data collection the video content needs to drive towards it.



In order to do this, we need to align the content to the purchase funnel. For example, if we’re looking to increase awareness using video content, we want to increase the volume of potential leads at the top of the funnel. This means the content needs to have broad appeal with a simple and clear message. This type of content would normally exist off-site so either broadcast on TV or paid for promotion on YouTube or Facebook.



Further down the funnel when we’re looking for a direct response we need to think differently. The customer will be leaning forward so we need to break down those barriers to purchase with testimonials and reviews. These will typically be on-site and help the customer in confirming that they’re about to make the right purchase.



Video content can be incredibly powerful when used correctly and the key to this is understand what role you want your video content to play in the customer’s purchase journey.



At Transmission, we work with clients to help them define how content can work best for them at various points of the customer journey. This helps our clients to measure the impact of their video content investment effectively and build the case for investment internally. But don’t just take our word for it. Have a look at a recent case study where we helped increase conversion by 34% year on year.



To find out how video content marketing can drive sales for you get in touch with us today.

November 12th, 2018 by Marketing in Suppliers

canstockphoto39706837 hr dept

Ah the daily commute, what does yours look like? Do you dread leaving your house each morning for fear of traffic or delays? Or do you relish the head space to listen to your favourite podcast or read a book? Perhaps you are of the few amongst us that has an exhilarating and adrenaline fuelled journey to work.

Kite surfing, swimming, cycling and even a horse and cart have all been reported as alternative methods of commuting, and that’s only in the UK! Further afield planes, jet packs and even zip lines are also considered viable ways to get to work.


The influence on mood

However you commute, your method of travel may vary greatly to others around you. It’ll depend on factors like your location, working hours and personal interests. And with such a broad range of journeys taking place, it’s safe to assume that the daily commute can also influence mood.

Is the employee that walks to work experiencing the same stresses as the one that deals with persistent train delays? Or the parent who leaves earlier to drop off their kids on the way, only to be faced with traffic jams and a double delay?


Working on the way

How about the employee who works on the way to work? Recent statistics show that in today’s “always on” culture, this type of commuter is becoming more common. In fact, 54% of surveyed passengers in London were sending work emails via the train Wi-Fi on their journey to work. It may be productive for some, but overall what does it say about work/life balance?

Some researchers propose that with so many people using their journey to work, for work; the time spent should be included as actual working hours.


Getting the most from the moment

As an employer, you’ll want to be able to monitor or regulate the time that your employees are spending working out of hours before making any changes to their working day. If it appears that you have an “always on” employee, it could be worth having a 121 to discuss their workload and avoid burnout.

A proactive approach could be to suggest alternative ways for your employees to utilise their commuting time. Whether it’s book or podcast recommendations, brain-teasing puzzles, mindfulness apps or song suggestions for some carpool karaoke! Promoting downtime to your employees shows that you care about their wellbeing and are aware of stresses they may be facing outside of their working hours.

If an employee really does find working on their way to work the most productive part of their day, perhaps you can discuss flexi-time or agree an earlier leaving time to strike the right balance.

However you wish to tackle the power of the daily commute, your local HR Dept professional is here to help. Call us today on 0345 208 1120 or visit our website www.hrdept.co.uk for top tips on battling commuter woes amongst your workforce.

October 31st, 2018 by Marketing in Suppliers

iflourish 311018

Image credit: Pixabay


At the recent Franchise Supplier Showcase 2018 event one of the keynote speakers, Simon Bartholomew, former Chairman of the British Franchise Association, talked about the priorities for franchises and one he emphasised was training. Undoubtedly most franchises carry out some sort of training, but as we found from the many people that came to our stand to talk to us on the day, it is most often carried out as part of the onboarding process and it is not retained.

So, we all know we should be putting more care into our training, but as ever time is short and too often it slips down the list of priorities. If you really take the time to stop and think about the benefits to your business you might realise why training needs to be a priority for you.

Building and protecting your brand reputation

Explaining the values of your brand how it should be sold to customers through effective training will pay dividends for you and your franchisees in the long run. This includes explaining the pitfalls of deviating from the brand values or cutting corners with quality.

Supporting your franchisees to grow revenues

You have built up your brand and know what works in reaching and persuading customers buy from you. Sharing that experience with your franchisees, e.g. how to make social media work to their advantage, will help them grow revenues and also increase your value proposition to them.

Freeing up your time and growing your franchisee network size

Many franchisors have told us that the onboarding training they do is repetitive and takes up time that could be spent on other valuable tasks. Using online training you can remove the need to repeat standard messages and it also allows you to focus any time you spend with franchisees on training that is best delivered face-to-face, e.g. role play.

Removing the need to book training venues, arrange travel, refreshments, etc. also saves you money and allows more people to access the training without the worry of having to give up time to travel to a fixed location.

Making sure your legal and compliance issues are managed and monitored

Whatever your franchise business you will have legal requirements, e.g. GDPR, as well as needing franchisees to comply with your operations manual. Online training is a great way to deliver this training, which can be dry at times, and to test knowledge through a range of questions and assessments. You’ll have the reassurance that you know that your franchisees have proved their knowledge and you can intervene where reports indicate concerns.

But how do I get my training online?

Our learning platform, Course Builder, proved popular at the recent Franchise Supplier Showcase event. But the most common question we faced was how to get the training online? Fortunately, we have over 20 years’ experience of helping a wide range of clients to develop online training. Whether it’s just tapping into our expertise or if you need more ‘hands on’ help, we can support you. As another keynote speaker at the Showcase, John Hotowka, said “What’s holding you back? Just do it!”

For advice about how we can help you with training please contact Frankie at iflourish at frankie@iflourish.co.uk.